On strengthening intellectual property pledge financing and evaluation management

The public finance departments (bureaus) of all provinces, autonomous regions, municipalities directly under the central government and cities under separate state planning, the administrative departments of small and medium-sized enterprises, the banking regulatory bureau, the Intellectual Property Office, the Administration for Industry and commerce, and the copyright bureau:

To implement the "outline of national intellectual property strategy" (Guo Fa 2008 No. 18 and the "State Council opinions on further promoting the development of small and medium-sized enterprises" (Guo Fa 2009 No. 36), to promote the intellectual property pledge financing, expand financing channels for small and medium-sized enterprises, improve the intellectual property pledge appraisal management system, support innovation the development of small and medium-sized enterprises, and actively promote the optimization and upgrading of industrial structure, accelerate the transformation of economic development mode, the intellectual property pledge financing and evaluation management issues related to notice as follows:

First, the establishment of mechanisms to promote intellectual property pledge financing synergy

Intellectual property pledge financing of intellectual property rights is its own legal patent, and is still valid registered trademarks, copyrights and other intellectual property pledge, obtain funds from banks and other financial institutions, as a means of financing and repayment of capital interest. All levels of finance, banking, industrial and commercial administration, intellectual property, copyright, small and medium-sized enterprise management department (hereinafter referred to as the relevant departments) to fully exert their functions, strengthen coordination and communication, and actively explore and promote new mode and new method of local intellectual property pledge financing work, improve the intellectual property pledge financing support policy and the management mechanism, strengthen intellectual property pledge appraisal management, support the development of small and medium-sized enterprises intellectual property pledge financing, accelerate the establishment of intellectual property pledge financing cooperative working mechanism to effectively promote the intellectual property rights pledge financing work.

Two, innovation of intellectual property pledge financing service mechanism

All relevant departments shall guide and support the banks and other financial institutions and the exploration and innovation of intellectual property and credit model, actively expand IPR pledge financing business, encourage and support the commercial bank with its own characteristics and business needs, in accordance with national industrial policy and credit policy, with currency valuation and circulation according to the law of intellectual property as collateral, effective to meet the financing needs of smes.

All relevant departments shall guide and support commercial banks and other financial institutions in accordance with the national policy to support SME development, make full use of the financing of intellectual property value, carry out a variety of modes of intellectual property pledge financing business, expand the small and medium-sized enterprise intellectual property pledge financing. It is necessary to encourage commercial banks to actively carry out credit business with small and medium-sized enterprises with independent intellectual property rights as the object of service, and to give priority to small and medium-sized enterprises with the pledge of intellectual property rights. It is necessary to make full use of the existing credit guarantee funds policy of the state finance, and give support to the intellectual property pledge financing guarantee business of the small and medium-sized enterprises.

All relevant departments should guide the financing guarantee institutions of commercial banks, make full use of assets evaluation in the pledge of intellectual property in the role of promoting professional collaboration, legal and other aspects of finance evaluation of intellectual property, assets, loans, guarantees and other financial institutions to carry out the intellectual property pledge financing business. To further strengthen intellectual property rights, assets assessment, financial and other professional knowledge training and business exchanges, to carry out the relevant policy and theory research, improve the commercial bank, financing guarantee institutions, asset evaluation agencies and other relevant organizations and practitioners of professional ability.

All relevant departments should support and guide SMEs to apply relevant policies to carry out the intellectual property pledge financing platform for the exchange of information between the construction of small and medium-sized enterprises and commercial banks and other financial institutions, improve the protection of intellectual property rights of small and medium-sized enterprises and the level of use of.

Three, establish and improve the intellectual property pledge financing risk management mechanism

The local banking regulatory departments shall guide and support commercial banks and other financial institutions to establish and perfect the intellectual property pledge financing management system innovation, credit rating, strict credit management, the establishment of intellectual property pledge dynamic value evaluation mechanism, the implementation of risk prevention and control measures.

All relevant departments should encourage financing guarantee institutions to provide security services for small and medium enterprises' intellectual property pledge financing, guide enterprises to carry out interbank guarantee business, construction of intellectual property right pledge financing multi-level risk sharing mechanism. To explore the establishment of risk compensation and due diligence exemption mechanism for intellectual property mortgage financing of smes. We will support and guide various types of credit guarantee institutions to provide security services for intellectual property transactions, and explore the establishment of a mechanism for the protection of intellectual property rights.

Four, improve the intellectual property pledge financing evaluation management system

All relevant departments according to the Ministry of Finance and the State Intellectual Property Office, the State Administration for Industry and commerce, the State Copyright Bureau and other departments concerned to strengthen the management of assets assessment of intellectual property rights, improve the intellectual property pledge appraisal management system, strengthen the assessment of quality management, prevention of intellectual property risk assessment.

All relevant departments should encourage commercial banks, financing guarantee institutions, small and medium-sized enterprises make full use of professional assessment services, by the Department of finance has approved the establishment of the intellectual property assessment of professional competence assets assessment agencies to assess the pledge of intellectual property assessment. To guide the business of commercial banks, the financing guarantee institutions for small and medium-sized enterprises, such as assessment of the entrusting party according to the pledge of intellectual property financing behavior evaluation, fully focus on the evaluation report disclosure, in accordance with the contract, the reasonable use of the evaluation report.

China Association for the assessment of assets to strengthen the construction of the relevant assessment criteria and self-regulation of the business, to promote asset evaluation machine